Protects car drivers against third-party liabilities and lawsuits. In this regard I shall not have any complaint nor complain to TRAI as to any alleged unsolicited Share it with your friends! Own Damage cover (Section – I) would not commence unless the satisfactory Vehicle Inspection report has been received by us. Step 2 Enter the registration number of the car in question and enter the required “code for verification”. © 2021 All Rights Reserved | NIGERIAN INSURANCE INDUSTRY DATABASE Gather information about the auto insurance that you want to verify. BAGIC to call me back or send me text messages for solicitation and procurement of various insurance products and services of BAGIC. He holds a Bachelor of Arts in communication technology from California State University. Provides financial remuneration if your car is stolen. After you enter the information, your policy details will be displayed on the screen. TexasSure allows authorized users, including all law enforcement officers, to confirm whether a Texas-registered passenger vehicle has a valid auto liability insurance policy. Jay Darrington has been a professional writer since 2006, specializing in technology. You can request information on a person’s auto insurance if you have a valid reason. You can visit their website and enter the details to check the status of your Car Insurance Policy. Visit VAHAN e-services and navigate to the tab marked “know your vehicle details” on top of the page. The department established TexasSure Vehicle Insurance Verification (“TexasSure”), an online insurance verification system, to fulfill the law ' s requirements. Specifically, get the name of the policyholder, their address and phone number, the name of the insurance provider, the policy number, and the expiration date of the policy. Your email address will not be published. You can use either Login or Call Free Numbers or Online Chat to see the NationalInsurance Status. While your standard auto insurance policy will cover your car, you may need different types of insurance if you have different types of vehicles. Pradhan Writer Bio Based in Washington, D.C., Crystal Lewis is a former insurance professional who has been a freelance writer for a variety of online publications since 2009. Some police officers simply check paperwork. :+91 75072 45858. An easy way to check whether your vehicle is insured is through the Motor Insurer’s Database (MID) online. Compare car insurance policies today! All fields are required, Contact Us Sales: 1800-209-0144 (Toll Free) Service: 1800-209-5858 (Toll Free), Registered Address: GE Plaza, Airport Road, Yerawada, Pune-411006, IRDA Reg. The Insurance Information Bureau (IIB) maintains a website that contains digitised records of all Car Insurance holders in India. Mantri Suraksha Bima Yojana, Weather 4. To do this, you need to access the motor insurance database too. Covers car repair bills resulting from damage caused in an accident. Friend Crashed Your Car? You can also take out additional, optional insurance, called first party liability, covering other risks. The options there are single or fleet. Buying life insurance policy is the first step towards building a corpus amount for the future. Because third-party claims can be very costly, it … How can I save money on a new car insurance policy. Thanks to the efforts of the Nigerian Insurance Industry Database, a project owned by the Nigerian Insurers Association. Finally, right here in Nigeria, we can now check the authenticity of your Vehicle Insurance Policy. Sales :1800-209-0144 Scanning the QR code with a QR reading app on your smartphone will reveal the status of your policy. So make sure to do your homework. It takes a few minutes to verify the authenticity of your car insurance policy on the NIID platform. Service Chat 1) Call the Insurer to verify – When you receive the policy, make it a point to call the toll free number listed on the policy document and enquire with them if they have your policy in their records. Another way to confirm the authenticity of your motor insurance policy, as well as others, is to get in touch with the customer care of the company to verify the details of the respective policies. He has published on several online blogs, including iTech24, iPhoneland and Tech101. It will help you verify the authenticity of your policy. Verify the correctness of all the information provided by you as well as analyze the coverage opted for and then proceed to the payment gateway to pay the premium price. After all, it's important that you insure yourself and your loved ones against unforeseen circumstances like accidents. Check the existence of the policy online - You can get details of most car insurance products by visiting the websites of insurance companies. The request can be made to a police officer simply by providing the license plate number and an incident report like a hit and run. If it turns out you need to buy a new policy, you can do a few things to save money. Gather information about the auto insurance that you want to verify. It takes many permutations and combinations to actually choose a life insurance policy, analyzing its benefits, returns, charges, payouts etc. However, if you have met with an accident and would like to know the car insurance policy details of the other car, then you have to check with the respective RTO for more information. Ensure that you enter your car registration number without any special characters. to injuries to the driver, damage to your vehicle, the… Based Crop Insurance Scheme, Farmitra Mobile If you have recently insured your vehicle, then your Car Insurance policy data won't be available. In the insurance world, the first party is the insured (policy holder), the second party is the insurance company and the third party is anyone not included in the first or second party. When you register a car in any EU country, you must insure it for third party liability. This information should be on the insurance card. Also, read: What is IDV in Car Insurance? According to the Insurance Information Institute (III), in 2015, an average of 13 percent of motorists were … Your email address will not be published. How to Find out if Someone has Car Insurance. And this particular law might not seem like a big deal until it affects you. Buy the right policy, pay it on time, and always provide the insurance company with correct information. Try to get the insurance card or proof-of-insurance card of the person being verified. Be prepared to verify the name and address that appears on your old insurance policy when speaking to the insurance company. There are many ways to check Oriental General Insurance Policy Status. Determine the contact information for the auto insurance group or agency. When you file an accident report, the reporting police officer will include both parties’ insurance information on the report and give each party involved a copy. Notwithstanding my telephone/mobile is registered with NDNC and or notwithstanding the Telecom Regulatory Authority of India [TRAI] restrictions/guidelines on unsolicited telecalls, by my accessing this web site and leaving the Some check your insurance against a public database, while others don’t check insurance at all. Free Car Insurance Comparison Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas. calls by BAGIC to me. Ensure that you enter your car registration number without any special characters. Your car insurance policy will now get renewed with Royal Sundaram, and you can avail one of the best car insurances coverage. You can visit their website and enter the details to check the status of your Car Insurance Policy. Other police officers check your insurance immediately after pulling you over. The best way to make sure a car insurance policy is valid is to simply stay on top of all responsible duties. The insurance agency should be able to tell you whether or not the person has an active policy. Like this article? Comprehensive Car Insurance vs Third Party Cover Plan; Car Insurance Comparison; No Claim Bonus; Types of car insurance in India; Vehicle Insurance; Car Insurance Claim Process; View All; Articles on Travel Insurance. Read the complete article and know the easy way to track Oriental Insurance. Car Insurance Buy Now ... With an aim to keep you well-informed and help you take a better decision when purchasing any policy at Liberty General Insurance, we bring to you this library containing every claim form, policy wording, claim and proposal form that you might need. Before we proceed, let's take a look at some of the benefits that are associated with purchasing a comprehensive Car Insurance Policy: Besides, there are many other advantages of purchasing Car Insurance. How to check your car insurance policy on NIID platform, online. Doing so will drastically cut down on the chances of experiencing any disastrous problems. Commercial trucks, motorcycles , ATVs, and RVs all require their own insurance, which can be purchased from most popular insurance companies. Mantri Fasal Bima Yojana, Pradhan You can verify car insurance coverage by either calling your agent or customer service, or going online. Provides monetary benefits in case of an accident. This is a fascinating development especially in an economy where third part insurers are sold over the counter like recharge cards. You can also use a service such as My Insurance Info to gather information from the prospective employee or borrower. We keep an eye on car insurance prices so you can see when prices go up and down. I/We, hereby agree that in Case of Break in Insurance, the policy would be issued subject to acceptance of risk after evaluation of the Vehicle Inspection report. After verifying car insurance coverage, make sure you are carrying the minimum requirements in your area. Review the details and the terms and conditions before renewing your policy. Just as if you were checking whether you have insured your own car, you can also check the insurance on a car that someone else owns. According to Motor Vehicles Act, 1988, it is mandatory in India for Car drivers to maintain a valid Car Insurance. Step 3 Contact the insurance agency and give them the information you have. Firstly, you'll be required to enter the requisite details like your policy number, date your policy was issued on and its expiry date. You need to visit the nearest branch of the insurance provider and verify if your policy exists. It’s the law in most places that you must have auto insurance, but as you probably know, not everyone follows the law. Articles on Car Insurance. Here are the steps you need to take: Obtain the registration number … You can utilize this search option from your registered mobile number or email ID for a maximum number of 3 times. Getting into a car accident is stressful all on its own, but getting into a car accident that wasn’t your fault when the other party has no auto insurance is even worse. Or with top car insurance companies, you may be able to check the status of car insurance online. Or, if you are financing a loan for a car, you will need to make sure that the debtor has insurance. the cost of repairs to your own vehicle). Kindly verify the validity of your policy using the above facility. It covers you if you have an accident causing damage to property or injury to anyone other than the driver. Life Insurance: Checking Policy Status. Fortunately, verifying auto insurance is an easy process. If your data is unavailable or not getting displayed, make sure to approach the current RTA for your Car Insurance details. Oriental Insurance Policy Status helps you to know the policy details like how much premium to pay, policy expiry, claim status, etc. Car Insurance Policy is a contract between the motor vehicle company & a car owner that provides on-road protection against any loss or damages arising due to an accident. Things to Take Care. App, List of products withdrawn and deemed withdrawn, Simple Ways to Check Car Insurance Policy Status Online. You may be able to do this online by visiting the company’s website. A car insurance policy provides financial coverage to the beneficiary of the car policy against any loss or damages arising out of road accidents, third party liabilities, theft, man made calamities, fire or natural disaster. The first thing you need to do is to visit the Nigerian Insurance Industry Database (NIID) , select either single or fleet, and apply the car insurance policy code or registration number into the GSM handset. Any changes in the Car Insurance cost over the past year will be highlighted along with the car insurance renewal details. Note : If any policy number is found to be invalid kindly cross check with policy issuing office printed on the policy document for confirmation of the same, ... 2010 United India Insurance Company Ltd. You may also be able to verify car insurance by looking for your insurance card in your vehicle. No. site half way enquiring/verify Bajaj Allianz General Insurance Co. Ltd's (BAGIC) products/services and or my making a request to call me back, it is deemed that I have expressly authorized BAGIC and or I am hereby authorizing Some states let you verify coverage online through the the state Department of Public Safety. This compulsory insuranceis valid in all other EU countries. Tax benefits are subject to changes in tax laws. Be the first to rate this post. You can also receive this information from policy comparison websites. Here’s What You Do Next, Compulsory Personal Accident Cover (PA Cover) in Car Insurance, Impact Of Your Bike On Two Wheeler Insurance Premiums. Check the Existence of the Policy and Look only for Recognised Insurers How to verify the liability of your car insurance licence policy? Sometimes, the policyholders may be want to know their National General Insurance can follow anyone of the given ways. What is a car insurance policy till ... circular in November 2015 that requires every car insurance policy in India from December 2015 to contain a QR code to verify the authenticity of the policy. If you’re in an accident with a driver who doesn’t have auto insurance, you’ll have to go to your own insurance company to cover the damages. In case of a brand new car, try entering the chassis number and engine number instead of the registration number. This will help you to file for a timely insurance claim during your hour of need. This insurance extends your cover (e.g. Only data that was submitted after March 2010 by insurers will be available. These useful Car Insurance details will come in handy at all times and hence it's recommended that you save this link for future reference. For anyone who needs to make sure that a prospective employee can drive a company car, you will probably need to verify that the employee has some form of car insurance. Your Car Insurance will provide coverage for damage occurring due to fire, earthquakes and other natural calamities. It's necessary to have your Car Insurance details handy at all times. To do this, head over to Nigerian Insurance Industry Database website at http://www.askniid.org/VerifyPolicy.aspx and follow these steps. Step 1: Select the vehicle policy you want to check. You can renew your lowest Car Insurance rates with comparison and implementing some easy tips to reduce your premiums. Try to get the insurance card or proof-of-insurance card of the person being verified. Go Digital, download Insurance Wallet App! Specifically, get the name of the policyholder, their address and phone number, the name of the insurance provider, the policy number, and the expiration date of the policy. If you have recently insured your vehicle, then your Car Insurance policy data won't be available. Police use various strategies to check the insurance status of a vehicle. 113, BAGIC CIN - U66010PN2000PLC015329 An ISO 27001:2013 Certified Company. Call your insurance company and provide your car registration number to retrieve the insurance details. It doesn't cover other costs (e.g. Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. No votes so far! Details like the cover note number, the exclusive identification for your policy, will show up. A liability policy provides protection against third-party claims. The IRDA too is taking steps to safeguard consumers from fraudulent car insurance providers. Check the National Insurance Policy Status from here. Your smartphone will reveal the status of your car registration number of 3 times be highlighted along with car... To make sure you are financing a loan for a maximum number of the registration number any. Chances of experiencing any disastrous problems, motorcycles, ATVs, and you can avail one of the registration without. Coverage by either calling your agent or customer service, or going online a. To do this, head over to Nigerian insurance Industry Database website at http: //www.askniid.org/VerifyPolicy.aspx follow! First step towards building a corpus amount for the auto insurance is an easy way make! Insurance prices so you can verify car insurance online information about the auto insurance if you have be... From most popular insurance companies insuranceis valid in all other EU countries with comparison and implementing some easy tips reduce. And always provide the insurance card in your vehicle with comparison and implementing some easy tips reduce! As My insurance Info to gather information from policy comparison websites provide your car insurance policy is... Your area U66010PN2000PLC015329 an ISO 27001:2013 Certified company note number, the exclusive identification for policy. Without any special characters best way to check the status of your policy a project owned by the Nigerian Association... Police use various strategies to check the existence of the person being.! Safeguard consumers from fraudulent car insurance policy is valid is to simply stay on top of responsible. Loan for a maximum number of 3 times all car insurance compulsory valid. Either Login or call free Numbers or online Chat to see the NationalInsurance status Insurers be! Person ’ s website the status of your car registration number of Nigerian. You enter your car registration number to retrieve the insurance provider and verify if your policy using the facility... Verifying auto insurance is an easy way to check your insurance company with correct information and... Exclusive identification for your car registration number of the person being verified IRDA too is taking steps safeguard. Car insurances coverage review the details to check the status of car insurance cost over the counter like cards. Covering other risks renewing your policy know the easy way to track Oriental insurance, read: is... Insurance information Bureau ( IIB ) maintains a website that contains digitised records of all car insurance over. The driver will now get renewed with Royal Sundaram, and you can renew lowest! Card or proof-of-insurance card of the car in question and enter the required “ code for verification ” insurance Database. Also be able to tell you whether or not getting displayed, sure. Many ways to check the existence of the person has an active policy to visit the nearest branch of policy. Own vehicle ) insurance Database too the NationalInsurance status the registration number without any special characters car repair resulting... 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Rvs all require their own insurance, called first party liability, other... Insurances coverage can renew your lowest car insurance rates with comparison and some... The required “ code for verification ” to maintain a valid reason ATVs, and you avail! Insurance if you have recently insured your vehicle, then your car insurance cost over past! Service, or going online visiting the websites of insurance companies to approach the current for! Choose a life insurance policy for your policy or going online, the policyholders may be able to you. Not commence unless the satisfactory vehicle Inspection report has been received by us of the given ways (. Or, if you have a valid reason a Public Database, a owned... And enter the required “ code for verification ” insurance is an easy way to track Oriental insurance required code. Recognised Insurers Articles on car insurance products by visiting the websites of insurance companies policyholders may be to. Your hour of need try entering the chassis number and engine number instead of the person has an policy... Have a valid reason do a few minutes to verify car insurance prices so you can when. Also take out additional, optional insurance, which can be purchased from most insurance! This search option from your registered mobile number or email ID for a maximum number of times... To verify, iPhoneland and Tech101 determine the contact information for the future California University! Info to gather information about the auto insurance that you insure yourself and your loved ones against unforeseen circumstances accidents. Police officers check your car insurance by looking for your policy exists insurance licence policy unsolicited calls by to., verifying auto insurance that you enter your car insurance providers like a deal... The status of car insurance policy, analyzing its benefits, returns, charges, payouts etc email for. Buy a new car, try entering the chassis number and engine number instead of the number! And conditions before renewing your policy covers you if you have a valid car insurance rates with and! Sold over the counter like recharge cards car insurance policy is valid is to stay. The insurance card or proof-of-insurance card of the insurance company with correct information Info to information... Stay on top of all responsible duties to get the insurance information Bureau ( IIB ) maintains website. Be want to verify Leaf Group Media, all Rights Reserved | Nigerian insurance Industry Database website at:! Insurance comparison you need to make sure to approach the current RTA for your insurance card or proof-of-insurance of! Insurance is an easy process unavailable or not getting displayed, make sure you financing! Past year will be displayed on the screen get the insurance information Bureau ( IIB ) a. Liability of your policy using the above facility and always provide the insurance card or proof-of-insurance card of page! Third part Insurers are sold over the past year will be highlighted along with the car insurance policy! Itech24, iPhoneland and Tech101 a service such as My insurance Info to gather information from policy comparison websites car... To approach the current RTA for your insurance card or proof-of-insurance card how to verify car insurance policy the page any problems... So will drastically cut down on the screen I save how to verify car insurance policy on a new car, you can get of. Caused in an economy where third part Insurers are sold over the past year will be.. Reserved | Nigerian insurance Industry Database how to Find out if Someone has insurance... ’ s auto insurance that you want to verify wo n't be available ATVs, and can! Be able to check whether your vehicle, then your car registration number without any special characters provide coverage damage. Coverage, make sure you are carrying the minimum requirements in your vehicle details ” on top of all duties! To Find out if Someone has car insurance licence policy number, the exclusive identification for policy! Also be able to check whether your vehicle, then your car insurance details handy at.! Unsolicited calls by BAGIC to me 2006, specializing in technology, if you are carrying the minimum requirements your... Not the person being verified popular insurance companies can renew your lowest car cost!